Your Financial First Aid
We focus on quick help with personal expenses

Funding options for everyone

Our esteemed lenders are ready to consider different credit type cases.

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No paper chase

A simple application form requires to fill-in only relevant details.

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World-class security system

Your sensitive information is well-handled.

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Extra cash for extra joy

It takes literally five minutes to get what you want.

We take pride in helping out more than 10,000 customers with swift financial assistance

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What Makes Us Different

Quick Thinking
We don’t wait for action, we create action. Time is priceless, and we do our best to provide you with swift and stable connection with the most respected lenders in the industry.
We Concentrate on Personal Needs, not Personal Flaws
Volatile times may throw anyone in a futile situation. We do not judge - we are ready to be here for you while others hesitate to extend a helping hand. Our lenders proved themselves to be reliable, friendly and understanding.
How It Works
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Complete Our Application In Mere Minutes
We are a team of answers, not questions, and ask you to fill in only those details that really matter.
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Get To Know Your Lender
When you send your request in, we set up a connection with our lenders.
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No Paperwork - Just One E-Signature
When a lender gets in touch with you, you’ll be given a loan agreement. Review it with care and e-sign, if agree.
F.A.Q.
Who are you?
We are LoanUs.live, a platform created with a simple goal to give you the fastest access to a community of reliable lenders.
Do you charge fees for you services?
However, you need to remember that your lender may charge you fees when you draw up a loan agreement and it’s your responsibility to read the terms of this agreement carefully.
What do I have to do to get a personal loan with you?
The process is very easy to complete: you fill in our special form with some personal details of yours, and we send it to our lenders. Then one of them shall get in touch with you and make you an offer.
When a lender approaches me, is there any way I can refuse from a deal?
Sure. You are under no obligation to accept something you don’t want.
My credit score is less than perfect. Do I stand a chance to get a loan here?
We are going to be honest: it’s much easier when you have a good credit. But our lenders are very understanding and they are ready to work with many credit types.
Do you lend money?
We don’t lend money because we are not a lender. But people we cooperate with are lenders. You borrow money from them.
I’m not satisfied with my loan agreement. Can I discuss it with you?
You need to have this conversation with your lender. We are a connecting service and, therefore, don’t have any access to loan agreements of our users.
Is my personal information safe with you?
We have a very strict Privacy Policy and we understand the modern challenges and digital world threats. For this reason, we use advanced safeguards and other security technologies. We take your confidentiality seriously.
Who can use your services?
We are happy to welcome anyone who is a legal resident of the United States and has a stable source of income. However, we have to say “no” to foreigners and minors.
Example of APR & Loan Costs

The present table is given as an example. It shows how your personal loan total cost for the repayment period of 12 months may vary.

Personal loan amount$500$1,000$2,500$5,000
Interest Rate10%10%10%10%
Lender’s Fee3%3%3%3%
Monthly Payment$43,96$87,92$219,79$439,58
Total Payment$527,5$1,055$2,637$5,275

Important Notice: for instance, you borrowed $500 for 1 year. The loan has a fee of 3% ($15) and APR of 10%. In this case you have to pay $43,96 in a month. The total payment will be $527,50 with total interest of $27,50.

Average Personal Loan Interest - Forecast for 2019
Average Minimum5.99%
Average Maximum35.99%
What is a personal loan and how can I use it?
A personal loan is an amount of money you borrow with a purpose of covering some personal needs, from an emergency to gift purchasing and home renovation. You can even use personal loans for your debt consolidation As a rule, this type of loans is unsecured. It means that you don’t have to back it up with collateral.
What is APR?
APR stands for annual percentage rate you are charged with when taking a loan. It’s the amount of interest on your loan you are to pay annually. Typically, APR for personal loans runs between 5.99% up to 35.99% and has a 61-day minimum repayment term and a 72-month maximum repayment term. Please, note that since we are not a lender ourselves, we cannot specify any APR. The exact APR and repayment terms depend on your lender and are pointed out in a loan agreement.
How can I use these funds?
It’s up to you. A personal loan may serve many needs, from purchasing a gift to covering emergency expenses.
What is credit score?
A credit score is a tool that tells a lot about your creditworthiness. It’s a numerical expression that depends on your credit history.
Who are your lenders?
Our lenders are financial services providers of good repute. We work only with those who established themselves as lenders with good lending practices.
How and when do I make payments?
You don’t have to go anywhere, normally money is automatically deducted from your bank account. The date of payment is defined by your lender and is specified in a loan agreement.
When money are transferred to my account?
It depends on you, your lender and your bank. You may receive your funds on the next business day if everything goes smoothly.
I’m late with my payment. What do I do?
Inform your lender about your situation as soon as possible. You can only figure out a way of this situation together. Some lenders may forgive you, others may charge an additional fee. Sometimes there is a clause on a loan agreement concerning late payments, that’s why you’d better read it carefully.
In what cases can I contact you?
If you have questions regarding this website, our terms and conditions or have some sort of a technological problem with accessing us - feel free to drop us a line.